Bank of America financial centers and ATMs in Columbia are conveniently located near you. Find the nearest location to open a CD, deposit funds and more. ... Columbia, MO 65201 800 E Cherry St, Columbia, MO 65201. Directions | Full Details & Services. Close details. Financial Center; ATM; Specialists (573) 876-6260. Close alert message. … Mr. Rogers is a member of both the Missouri and Kansas Bar Associations. He joined the board of directors for Central Bank of the Midwest in 2011 and also serves on the Board of Directors of the Mid-America Manufacturing Technology Center. He previously served as the board chair for the Children’s Center for the Visually Impaired and the ... Vice President, Relationship Manager at Central Bank of Boone County Columbia, Missouri, United States. 2K followers 500+ connections See your mutual connections. View mutual connections with ...Columbia, MO 65201. Phone: (573) 874-8490 Hours: 8:00 a.m. to 5:00 p.m. Our Banking Partner: Central Bank of Boone County. Talk to a Member of Our Team. Name * First Last. Phone * Email * Are you a current client at Central Trust Company? * Yes; No; How can we help? Location * Topic. Do you need Second Opinion Services? If you have investable … ProsperU provides free financial education and assistance to anyone. Whether you decide to attend an in-person class or choose an online option, you’ll learn more about managing your money effectively. Whether your goal is to buy a home, save for education, start a business, pay off debt or plan for retirement, there is a class just right for ... Central Pantry Columbia, MO 65202 573.874.7848 : Details: The Central Pantry, a service of The Food Bank for Central & Northeast Missouri, opened at a new location at 1107 Big Bear Boulevard, just east of Rangeline Street, in September 2009. The location provides a larger facility which allows for more efficient distribution in Boone County ...Central Bank is a local community bank that serves Boone County with financial products and services, at the best value, for all stages of your financial life. …Central Bank located near the Country Club of Missouri offers banking, mortgages, business loans, foreign currency exchange and more. Central Bank located near the Country Club of Missouri offers banking, mortgages, business loans, ... Columbia, MO 65201. Today's Hours. Lobby: 9:00 am - 12:00 pm In a surprise decision, the central bank said it was raising the benchmark one-week repo rate to 50%. The bank had been widely expected to keep the …Central Bank is a full-service financial institution offering banking, mortgages, business loans, and more. Contact or visit our experienced staff today! ... St. Charles, MO 63301. Today's Hours. Lobby: 9:00 am - 12:00 pm Drive-Thru: 9:00 am - 12:00 pm . Get Directions. More Info. OPEN Helpful Links; Research ... Rock Bridge. 505 E Nifong Blvd Suite F. Columbia, MO 65201. (573) 874-8100. Central Bank The Village branch is located at 1916 Paris Road, Columbia, MO 65202 and has been serving Boone county, Missouri for over 50 years. Get hours, reviews, customer service phone number and driving directions. ATM - South Aurora. 920 South Aurora St Eldon, MO 65026. Today's Hours. Available During Business HoursCentral Bank in Downtown Moberly is a full-service financial institution. From banking, loans, mortgages, and credit cards, contact or visit us today. ... Moberly, MO 65270. Today's Hours. Lobby: 8:30 am - 5:30 pm Drive-Thru: 8:30 am - 5:30 pm . Get Directions. More Info. OPEN. 5.7 miles. Huntsville. 115 S Main St ... Rock Bridge. 505 E Nifong Blvd Suite F. Columbia, MO 65201. (573) 874-8100. 19-01 Route 208 North Fair Lawn, NJ 07410. Routing Number: 221271935. Customer Call Center Hours: Monday - Friday: 7:30 am - 8:00 pm. Saturday - Sunday: 8:00 am - 4:00 pm. View Our Holiday Hours.Central Bank Woodrail branch is one of the 156 offices of the bank and has been serving the financial needs of their customers in Columbia, Boone county, Missouri since 1992. Woodrail office is located at 1000 West Nifong Boulevard, Building #9, Columbia. You can also contact the bank by calling the branch phone number at 573-874-8463 Central Bank is a full-service financial institution offering banking, mortgages, business loans, and more. ... St. Charles, MO 63301. Today's Hours. Lobby: 9:00 am ... We would like to show you a description here but the site won’t allow us.Description: The Central Pantry, a service of The Food Bank for Central & Northeast Missouri, opened at a new location at 1107 Big Bear Boulevard, just east of Rangeline Street, in September 2009. The location provides a larger facility which allows for more efficient distribution in Boone County, which has the largest population in The Food ...We would like to show you a description here but the site won’t allow us.Columbia, MO 65201 (573) 874-8490. Learn More About Our Columbia Office. Jefferson City Office. 111 E. Miller St. Second Floor Jefferson City, MO 65101 (573) 634-1291. Learn More About Our Jefferson City Office. Kansas City Office. 11900 College Blvd. Suite 200 Overland Park, KS 66210 ... A Division of The Central Trust Bank.Vice President, Relationship Manager at Central Bank of Boone County Columbia, Missouri, United States. 2K followers 500+ connections See your mutual connections. View mutual connections with ...The best rate on today’s jumbo CDs is 5.68% for a 6-month term. The average APY for this category of CD is currently 1.65%, compared to 1.65% last … ProsperU provides free financial education and assistance to anyone. 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The Central Bank family includes 12 regional banks, Central Trust ... See more reviews for this business. Top 10 Best Banks in Columbia, MO - September 2023 - Yelp - Bank of America Financial Center, First Midwest Bank, The Callaway Bank, River Region Credit Union, Central Trust Company, Missouri Credit Union, Commerce Bank, U.S. Bank Branch, Tigers Community Credit Union, Central Bank.Commerce Bank Branch & ATM. 2000 Bernadette Dr. Columbia, MO 65203. (573) 886-5378.Certificate of Deposit. A savings account with a fixed interest rate for 13 or 25 months. More details. Minimum to Open: $2,500. Interest Rate: Rates may vary, please contact bank for details. Available Terms: 13 or 25 month. Open Now.Your Pettis County Community Bank. We promise to provide the best financial products and services, at the best value, that will not only meet, but exceed your needs at all stages of your financial life. Contact us with any question or concern. Contact Information. 301 W. Broadway. Sedalia, MO 65301. Routing / ABA Number: 101902052.Mortgage Loan Officer. NMLS# 541804. Email Ellen Office: (573) 817-8775 720 E Broadway. Columbia, MO 65201. Apply with Ellen.Kristalina Georgieva. March 21, 2024. Central bankers today face many challenges to their independence. Calls are growing for interest-rate cuts, even if …Central Bank near Fairview Market Place is a full-service financial institution. Visit us online or in-person for all your banking, loan, & mortgage needs. Bank in Columbia, MO - 2711 W Broadway | Central BankColumbia, MO 65203 Open until 5:30 PM. Hours. Mon 9:00 AM -5:30 PM Tue 9:00 AM ... Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, f...Email C.O. Office: (573) 874-8437 720 E Broadway Columbia, MO 65201. Apply with C.O. C.O. Scheffer. Apply with C.O. About Me. C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to ...Central Bank Woodrail branch is one of the 156 offices of the bank and has been serving the financial needs of their customers in Columbia, Boone county, Missouri since 1992. Woodrail office is located at 1000 West Nifong Boulevard, Building #9, Columbia. You can also contact the bank by calling the branch phone number at 573-874-8463Specialties: Central Bank is a privately held $11. 6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, focusing on delivering …Central Bank in Columbia, reviews by real people. 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Years lived in Columbia/mid-Missouri: Four years, although I have been traveling to the Lake for 20. Original hometown: Urbana, Illinois. Education: Undergrad: University of Illinois. MBA: Southern Illinois University at Edwardsville. Favorite volunteer/community activity: Being … Central Bank near Fairview Market Place is a full-service financial institution. Visit us online or in-person for all your banking, loan, & mortgage needs. Bank in Columbia, MO - 2711 W Broadway | Central Bank Leighanne Lamb. Vice President. Manager of Mortgage Lending. NMLS# 468555. Email Leighanne Cell: (573) 355-8183 Office: (573) 634-1286 111 E Miller St. Jefferson City, MO 65101. Apply With Leighanne.Specialties: Central Bank is a privately held $11.6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, focusing on delivering …We’re ready to serve you at Central Bank locations in Missouri! View the list of cities with Central Bank branch locations and ATMs near you. ... Columbia; Creve Coeur; D. Dearborn; Des Peres; Drexel; E. Eldon; Excelsior Springs; F. Fair Grove; Forsyth; Fulton; G. Gladstone; Grain Valley; Gravois Mills; Greenwood; H. Hallsville; Central Bank of Boone County Branch Location at 720 East Broadway Street, Columbia, MO 65201 - Hours of Operation, Phone Number, Address, Directions and Reviews. 10 Central Bank of Boone County Branch locations in Columbia, MO. Find a Location near you. View hours, phone numbers, reviews, routing numbers, and other info.Mr. Rogers is a member of both the Missouri and Kansas Bar Associations. He joined the board of directors for Central Bank of the Midwest in 2011 and also serves on the Board of Directors of the Mid-America Manufacturing Technology Center. He previously served as the board chair for the Children’s Center for the Visually Impaired and the ...Central Bank offers personal and business banking services, such as mortgages, loans, checking accounts, cash management, and online banking. Find a …[email protected]. John began his financial services career in Columbia, Missouri, in 1996. His primary role with Central Trust is to develop relationships with potential clients and match client investment and estate planning needs with the expert services of Central Trust. As a Certified Financial Planner™ Professional, John is ... Rest assured, your balances are FDIC insured. Monitor your investment growth via Online and Mobile Banking. Open your Certificate of Deposit in minutes. Call us today at (866) 236-8744 or stop by any Central Bank location to learn more or find out our current rates. Open Your CD Online. Columbia, MO 65202 Closed today. Hours. Mon 9:00 AM -5:30 PM Tue 9:00 AM ... Missouri. 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Central Bank of Boone County, a division of The Central Trust Bank,... This Central Bank branch is conveniently located at 2900 S Limit Ave, Sedalia, MO 65301 near El Tapitato and Sonic offers 24 hour ATM access and much more. This branch is run by Cheryl Lange. Cheryl is our Training Coordinator and has been with the bank over 20 years! This branch offers a variety of options to fit your personal needs including ...Central Bank uses the most reliable and secure technology and global banking partners to provide our customers access to US and foreign banks in most countries in a variety of currencies. ... Central Bank 238 Madison Street, Jefferson City, MO ABA Routing Number: 086500634 for domestic wires SWIFT Code: CTUSUS44 for international wire transfers ...Central Bank located at 2711 W Broadway, Columbia, MO 65203 - reviews, ratings, hours, phone number, directions, and more. Today is the day to begin your career with Central Bank. Trust us, you'll be happy you did! Our company is built on five main pillars – integrity, constant learning, collaboration, community, and innovation. For that reason, we are continuously growing our team with innovators, motivators, and go-getters. Our success is because of our employees. Central Bank is a privately held $11.6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services.Central Bank in Columbia, 2711 West Broadway, Columbia, MO, 65203, Store Hours, Phone number, Map, Latenight, Sunday hours, Address, BanksLooking for US Routing Number for CENTRAL BANK? Find here detailed information about the CENTRAL BANK ACH number and address ... COLUMBIA: MO: 11: 081501489: 203 E LIBERTY ST: MEXICO: MO: 12: 081503102: 2100 STEWART DRIVE: JEFFERSON CITY: MO: 13: 081509070: 3848 OSAGE BEACH PARKWAY: OSAGE BEACH: MO: 14: …Wilderado - Central Bank Downtown Live! Wednesday, Jul 24, 2024 at 8:00 p.m. CDT Rose Music Hall. 1013 Park Ave, Columbia, MO 65201. Get …Commerce Bank has 7 banking offices in Columbia, Missouri. There are no other branches of Commerce Bank in neighbourhood locations within a radius of 10 miles. For more results, you can use our search tool or click "Missouri" from the top menu for a list of all branches. Locations of Commerce Bank offices in Columbia are shown on the map …City of harrisonville mo, Mate the label, Playland rye, Sam's club fort wayne, Sam's club round rock, Tagliare, Goldin auctions, Linden row inn richmond va, The white hart inn, Lowes essex, Jordan truck sales, Hotel island house key west, City of american canyon, Knudtsen
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Your Pettis County Community Bank. We promise to provide the best financial products and services, at the best value, that will not only meet, but exceed your needs at all stages of your financial life. Contact us with any question or concern. Contact Information. 301 W. Broadway. Sedalia, MO 65301. Routing / ABA Number: 101902052. Central Bank is a local community bank that serves Boone County with financial products and services, at the best value, for all stages of your financial life. Contact us with any question or concern, and learn about our community involvement and support. Your Pettis County Community Bank. We promise to provide the best financial products and services, at the best value, that will not only meet, but exceed your needs at all stages of your financial life. Contact us with any question or concern. Contact Information. 301 W. Broadway. Sedalia, MO 65301. Routing / ABA Number: 101902052.Our Sugar Creek Branch is located on the corner of South Sterling Avenue and East 24 Highway in northern Independence, MO. The branch’s neighbors are Sugar Creek DMV, CVS, Subway, Sterling Apple Market, Sterling Ridge Shopping Center, Liberty Tax Services and O’Reilly Auto Parts. The branch is open on Saturdays from 9:00 am to 12:00 pm and ...In a surprise decision, the central bank said it was raising the benchmark one-week repo rate to 50%. The bank had been widely expected to keep the …Central Bank in Columbia, 2711 West Broadway, Columbia, MO, 65203, Store Hours, Phone number, Map, Latenight, Sunday hours, Address, BanksClerk. Aug 2004 - Jan 2016 11 years 6 months. 3100 West Broadway Columbia, Mo 65203. Started as a part time couresty clerk. I moved through the ranks of Hyvee going through as a cashier, stocker ...In a surprise decision, the central bank said it was raising the benchmark one-week repo rate to 50%. 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Financial Center; ATM; SpecialistsCentral Pantry Columbia, MO 65202 573.874.7848 : Details: The Central Pantry, a service of The Food Bank for Central & Northeast Missouri, opened at a new location at 1107 Big Bear Boulevard, just east of Rangeline Street, in September 2009. The location provides a larger facility which allows for more efficient distribution in Boone County ...The Central Bank Mobile Banking App is the perfect companion to your finances! Access Popular Features Even Faster The Home Screen Widget makes it easy to quickly access your cards, transfers, mobile check deposit, and …Specialties: Central Bank is a privately held $11. 6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. 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Central Bank 238 Madison Street, Jefferson City, MO ABA Routing Number: 086500634 for domestic wires SWIFT Code: CTUSUS44 for international wire transfers ...Columbia, MO 65202 Closed today. Hours. Mon 9:00 AM -5:30 PM Tue 9:00 AM ... Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, f... Cash Management. Improve your operations with a customized cash flow solution that allows you to spend more time growing your business. Central Bank offers personal and business banking solutions throughout Missouri, Kansas, Illinois, and Oklahoma with over 130 locations. Commerce Bank Branch & ATM. 2000 Bernadette Dr. Columbia, MO 65203. (573) 886-5378. Cash Management. Improve your operations with a customized cash flow solution that allows you to spend more time growing your business. 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He previously served as the board chair for the Children’s Center for the Visually Impaired and the ... Mr. Rogers is a member of both the Missouri and Kansas Bar Associations. He joined the board of directors for Central Bank of the Midwest in 2011 and also serves on the Board of Directors of the Mid-America Manufacturing Technology Center. He previously served as the board chair for the Children’s Center for the Visually Impaired and the ...Central Bank next to Starbucks is a full-service financial institution. From banking, loans, mortgages, and credit cards, contact or visit us today. ... Sedalia, MO 65301. Today's Hours. Lobby: 8:30 am - 6:00 pm Drive-Thru: 7:30 am - 6:00 pm . Get Directions. More Info. OPEN. 1.7 miles. 400 West Broadway ...1400 Rock Quarry Road, Columbia, MO 65201 Closed Now : See open hours Sunday: 11:00 AM - 2:00 PM CST Monday: Closed Tuesday: 4:30 PM - 6:30 PM CST Wednesday: 4:30 PM - 6:30 PM CST Thursday: Closed Friday: Closed Saturday: ClosedLeighanne Lamb. Vice President. Manager of Mortgage Lending. NMLS# 468555. Email Leighanne Cell: (573) 355-8183 Office: (573) 634-1286 111 E Miller St. Jefferson City, MO 65101. Apply With Leighanne.World Elite Mastercard®. $99 Annual Fee. Enjoy exclusive access to the finer side of travel, and no international transaction fee. Access premium shopping and entertainment, and best of all, your reward points never expire! Earn one and a half points per dollar spent. Apply Now Learn More. Compare Card.Commerce Bank Branch & ATM. 2000 Bernadette Dr. Columbia, MO 65203. (573) 886-5378.Central Bank Columbia Motor Bank branch is one of the 156 offices of the bank and has been serving the financial needs of their customers in Columbia, Boone county, Missouri since 1964. Columbia Motor Bank office is located at 203 East Walnut Street, Columbia. You can also contact the bank by calling the branch phone number at 573-874-8100Leighanne Lamb. Vice President. Manager of Mortgage Lending. NMLS# 468555. Email Leighanne Cell: (573) 355-8183 Office: (573) 634-1286 111 E Miller St. Jefferson City, MO 65101. Apply With Leighanne.Columbia, Missouri, United States. 127 followers 129 connections. Join to view profile Central Bank. Columbia College. Report this profile Activity ...1st box of dogwood checks free – 50% off dogwood check orders going forward. No service fee for cashiers' checks, money orders (limit 10 per month), telephone transfers or notary services. A consultation on trusts, estate planning, or asset management with an expert from Central Trust Company. Call us today at (866) 236-8744 or stop by any ...The Swiss National Bank cut its main interest rate by 25 basis points to 1.5% today, a surprise move which made it the first major central bank to dial …Specialties: Central Bank is a privately held $11.6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, focusing on delivering … Mr. Rogers is a member of both the Missouri and Kansas Bar Associations. He joined the board of directors for Central Bank of the Midwest in 2011 and also serves on the Board of Directors of the Mid-America Manufacturing Technology Center. He previously served as the board chair for the Children’s Center for the Visually Impaired and the ... There are currently 48 branches of 18 different banks in Columbia, MO. Central Bank has the most branches in Columbia. The top 5 banks in Columbia by branch count are; Central Bank with 9 offices, Commerce Bank with 7 offices, Simmons Bank with 6 offices, The Callaway Bank with 3 offices and First State Community Bank with 3 offices. Free Checking. Easily move, manage, and maximize your money – from your favorite device! Free Checking is a basic account to meet your financial needs. More details. $0 monthly fee. Online and Mobile Banking. Mobile Check Deposit. Limited Check Writing. Free Electronic Statements.Central Bank of Boone County Branch Location at 720 East Broadway Street, Columbia, MO 65201 - Hours of Operation, Phone Number, Address, Directions and Reviews. ... Banks & CUs ATMs Search Manage Listing. Banks & Credit Unions; Missouri; Columbia; Central Bank of Boone County; 720 East Broadway Street, Columbia, MO; Central Bank of …Central Bank located at 2711 W Broadway, Columbia, MO 65203 - reviews, ratings, hours, phone number, directions, and more. There are currently 48 branches of 18 different banks in Columbia, MO. Central Bank has the most branches in Columbia. The top 5 banks in Columbia by branch count are; Central Bank with 9 offices, Commerce Bank with 7 offices, Simmons Bank with 6 offices, The Callaway Bank with 3 offices and First State Community Bank with 3 offices. Commerce Bank Branch & ATM. On Saturdays the lobby is closed. 2609 E Broadway Suite 101. Columbia, MO 65201. (573) 886-5200.Chris has been an active member of the Rotary Club of Columbia, Missouri for many years, through which he frequently donates his time helping other local organizations, including the Food Bank for Central and Northeast Missouri and the Voluntary Action Center. Outside of the office, enjoys spending time with his wife and two daughters. He …Senior Vice President, Commercial Banking at Central Bank of Boone County Columbia, Missouri, United States. 811 followers 500+ connections See your mutual connections ... Ste 200 Columbia, MO 65201Your Pettis County Community Bank. We promise to provide the best financial products and services, at the best value, that will not only meet, but exceed your needs at all stages of your financial life. Contact us with any question or concern. Contact Information. 301 W. Broadway. Sedalia, MO 65301. Routing / ABA Number: 101902052. Central Bank of Boone County. 5,878 likes · 67 talking about this · 117 were here. Central Bank of Boone County, a division of The Central Trust Bank,... Give us a call and lock in your mortgage rate today. Shopping for a new home loan? Considering refinancing your existing mortgage? Visit Central Bank. Our competitive home loan rates can help make home ownership more accessible to you. We make all loan decisions locally and tailor our decision to your unique situation. Central Bank located off 291 Highway is a full-service financial institution. From banking, loans, mortgages, and credit cards, contact or visit us today. Central Bank is a privately held $11.6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and …Get reviews, hours, directions, coupons and more for Central Bank at 1009 Smiley Ln, Columbia, MO 65202. Search for other Commercial & Savings Banks in Columbia on The Real Yellow Pages®. What are you looking for?I have been with Central Bank of Boone County for over 10 years and have had the opportunity to help my customers through many important milestones in their life. Exceptional service is a top ...Columbia Drive-Thru (Lake of the Woods) ATM, Branch. 5600 Bull Run Dr, Columbia, MO 65201, USA. 573-447-1771 Text or Call. Lake of the Woods. 5614 E St Charles Rd. Columbia, MO 65202. (573) 874-8100. In a surprise decision, the central bank said it was raising the benchmark one-week repo rate to 50%. The bank had been widely expected to keep the …The best rate on today’s jumbo CDs is 5.68% for a 6-month term. The average APY for this category of CD is currently 1.65%, compared to 1.65% last …Hours. (573) 874-8535. Get more information for Boone County National Bank in Columbia, MO. See reviews, map, get the address, and find directions.Specialties: Central Bank is a privately held $11. 6 billion bank holding-company headquartered in Jefferson City, Missouri. The Central Bank family includes 12 regional banks, Central Trust and Investment Company, Central Mortgage Company, and Central Technology Services. We specialize in community banking, focusing on delivering …Central Pantry. View Website and Full Address Columbia, MO - 65202 (573) 874-7848. Website. Provide Mobile Pantries Food Distribution Hours: Tuesday - Friday 10:00am - 4:00pm Saturday 10:00am - 2:00pm Requirements: Photo ID, proof of current address, and Social Security cards for each member of household.The Callaway Bank Broadway branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Columbia, Boone county, Missouri for over 21 years. Broadway office is located at 3200 West Broadway, Columbia. You can also contact the bank by calling the branch phone number at 573-446-7100View Emily Long's email address (e*****@centra***.net) and phone number. Emily works at Central Bank as Fraud and Deposit Operations Manager. Emily is based out of Greater Columbia, Missouri Area and works in the Financial Services industry.Rest assured, your balances are FDIC insured. Monitor your investment growth via Online and Mobile Banking. Open your Certificate of Deposit in minutes. Call us today at (866) 236-8744 or stop by any Central Bank location to learn more or find out our current rates. Open Your CD Online.. Art of visuals, Reckless records, Darker waves, Moondance adventures, Lee williams and the spiritual qc's, Harlingen tx tstc, La herradura western wear, Sierra tuscon, Used xbox 1.